Tips to Choose the Best Online Tutoring Website

Tips to Choose the Best Online Tutoring Website 0SHARESShare Online tutoring websites are mushrooming on the Web with each passing day, but how relevant are these websites? Are all of them similar and can provide the same level of learning? All these questions might pop up in your mind while selecting the suitable one. Here are few tips to guide you effectively: Do not check only the tuition fee on the website, but also identify the set of courses offered. Shortlist 2-3 suitable online tutoring websites and take trial sessions prior to selecting the best Check out some of the testimonials provided on the website to get a general idea about the reputation of the website If the website is owned by any premier education company, then it is the added advantage Identify the online teaching tools employed by the online tutoring website to interact with students With the help of aforementioned tips, you may be benefited in selecting the most appropriate online teaching partner for you. It’s your future, give it in safe hands. [starbox id=admin]

What You Didnt Know about the Health Benefits of Kickboxing

What You Didn’t Know about the Health Benefits of Kickboxing Here’s Why You Should Take Up Kickboxing ChaptersIs Kickboxing Better than Other Sports?So, What are the Health Benefits of Kickboxing?And the Benefits of Kickboxing for Your Mind?Of all sports, there are few that are as high intensity and dynamic as kickboxing.It’s a sport in which you move fast on your feet. It’s a sport in which you use every single part of your body: in striking with your hands and feet â€" and in having to dodge those of your opponent â€" kickboxing is a total body workout. In fact, there are few sports that have such a range of health benefits as kickboxing training.This is a sport that focuses your mind as much as it does your body, helping to develop your concentration as much as to help you burn fat and burn calories. For this reason, it is an absolutely incredible sport that has the power to change your attitudes and outlook on life.Here, we’re going to explore the ways that a simple kickboxing workout can work for you â€" whether that is Muay Thai kickboxing or the classic French and Britis h styles. Because, as you’ll see, the health benefits of kickboxing really are incredible.Now, if you get to the bottom of this article and you are convinced, check out our guides to getting started with kickboxing â€" and to the kickboxing gear you might need to make the most of the sport. AndreyBoxing Teacher 5.00 (1) £35/h1st lesson free!Discover all our tutors KostiaBoxing Teacher 5.00 (1) £17/h1st lesson free!Discover all our tutors LeeBoxing Teacher £17/h1st lesson free!Discover all our tutors SajBoxing Teacher 5.00 (1) £20/h1st lesson free!Discover all our tutors KaranBoxing Teacher £15/h1st lesson free!Discover all our tutors ThomasBoxing Teacher £20/h1st lesson free!Discover all our tutors HaileyBoxing Teacher 4.50 (2) £50/h1st lesson free!Discover all our tutors DavidBoxing Teacher £20/h1st lesson free!Discover all our tutorsIs Kickboxing Better than Other Sports?As we said, with its punching, kicking, and sparring, there are very few sports that are as dynam ic as kickboxing. Sure, this doesn’t mean that kick-boxing is better than other sports â€" obviously. But it sure does offer perhaps the best workout, with the most drastic effect on your health and fitness.Yet, the important thing about kickboxing classes is that they are precisely not just a full body workout. Or, rather, they are â€" but only if we consider that our body also includes our mind.Much more so than many aerobic activities â€" from simple running to Zumba, from tennis to swimming â€" kickboxing focuses your emotions, your concentration, and your confidence. And that’s because it is inherently social. In kickboxing, you are engaged in a real, full contact, physical battle â€" and that’s not only going to sharpen your muscle groups but sharpen your mind and your social skills as well.So, let’s dive in â€" and see how you can improve your health through kickboxing.  And once you are finished, check out the different types of kickboxing. Kickboxing is really excellent exerciseSo, What are the Health Benefits of Kickboxing?Whilst it is fundamentally a false distinction, we’re going to divide the benefits of kickboxing into two separate categories: the health benefits for your body and the health benefits for your mind.We say this is fundamentally false for a simple reason: those things that will benefit your body will inevitably benefit your mind too. Your mind and body are â€" of course â€" inextricably linked. And, whilst the majority of us know the excellent feeling that comes with exercise, those of us that don’t should.The greatest benefit of exercise â€" from a kickboxing class to any sort of cardio workout, interval training, or jogging â€" is that it makes you feel great. And it’s this feeling that is responsible for many of the health benefits of sport for your mind.Sitting around at your computer is one thing. But humans were made to move.Find out the biggest names in kickboxing!Shed Calories. Like, Lo ts of Calories.When people think about the health benefits of exercise, they usually think about how many calories they are going to burn. And whilst this approach has its limitations, it gives you a great idea of the amount of physical work you will be doing whilst exercising.Experts say that, when you are doing fitness kickboxing, you can expect to burn, on average, some four to five hundred calories an hour. And this can increase to about nine hundred if you are going particularly hard.Factor in the fact that, after your boxing workout, you will be burning a higher rate of calories throughout the day, you’ll be burning really a lot. Train at kickboxing and see your health improveTone Your Muscles â€" All Over Your Body.Kickboxing uses all parts of your body. Each combination of jab, punch and kick works a different part of your body.Kickboxing is not just about your arms and your legs. Each of your punches will engage muscles in your shoulders and back, whilst every kick will work on your abs and your glutes too.This is why kickboxers look so ripped. And you can tone up and sculpt your muscles too.Improve Your Balance.In 2012, scientists undertook a study into the benefits of kickboxing for people with multiple sclerosis. The results were pretty amazing â€" showing an improved balance across the board.Kickboxing improves your balance for two reasons. Firstly, it builds the muscles in your lower body â€" which, obviously, supports you as you move. But, secondly, it also develops your awareness of your body â€" through footwork and controlled movements â€" which means greater muscular control.Work on Your Cardio.C ardio â€" short for cardiovascular â€" is a type of exercise which develops the strength of your heart and your respiration system. Given that cardio exercise is also that which burns most calories, people think that that calories burned is the measure of effective cardio exercise. It isn’t.A healthy heart and lungs are essential for a healthy body through life â€" cutting the risk of heart disease and respiratory problems.Kickboxing is excellent at getting these organs into shape.Develop Endurance and Stamina.Besides the inherent benefits of a healthy heart, cardio enables the rest of your body to receive the energy, nutrients, and oxygen it needs. When the levels of these are optimal, your stamina â€" your ability to endure physical work for longer â€" is improved dramatically.By developing your cardio, kickboxing allows your body to exercise more, be active for longer, and to be comfortable with that. The health benefits of kickboxing can't be overstatedAnd the Benefits of Kickboxing for Your Mind?So, we’ve discussed the benefits of kickboxing for your physique. Let’s turn now to your mind.Health is not all about the physical. Rather, you’ll find that the healthiest people have the healthiest mind too.Reduce Stress â€" and Release Emotional Tension.Punching and kicking is not just about fat burning or fitness training. No. Rather, the instinctive element of these actions is in the fact of their implicit aggression.These actions relieve stress. Besides the physical, aerobic exercise â€" which is a natural stress relief in itself â€" the aggression that you can channel through kickboxing is unparalleled in pretty much any other sport.Take out the frustration that you feel in life on a punch bag â€" and feel the emotional release.Focus and Concentrate Better.The point about martial arts, however, is not that they are just a string of random punches and strikes. Rather, sports l ike kickboxing require poise, elegance, and precision â€" qualities which require the height of concentration and attention.When kickboxing, then, you will be thinking about your movements; you will be focusing on their accuracy and grace.In this way, you’ll be improving your ability to concentrate in all fields when you are outside of your gym too.Build Your Confidence â€" and Self-Esteem.With good exercise comes a body of which you can proud. And with such a body, your confidence â€" and self-esteem â€" will flourish.This is one of the most important health benefits of kickboxing. Because, by confidence, we do not mean vanity or excessive pride. Rather, confidence comes with the knowledge that you’d be able to defend yourself if required, with the appreciation that you have a new skill, with the sense that you are doing something great for yourself.Give it a try; it feels great.Achieve Goals.Part of this is in your ability to set and to meet goals. By having goals set â€" and by being able to achieve them â€" you get into a really positive feedback loop in which you are feel you are making great progress.Winning a fight in a ring or being able to squat three hundred times â€" all of this will improve your confidence even further as you reach your milestones.Foster New Relationships.In kickboxing, it’s not just about you. Whether you are in a gym class or you are sparring with a partner, kickboxing is primarily social. And there is no better place to make strong relationships than when you are dripping with sweat and beating the hell out of someone.Yes, this is a health benefit. Because great, meaningful social relationships improve your mental health and your overall wellbeing.Improve Your Mental Health.Talking of mental health, this is perhaps the crucial part of this second section. Exercise makes you feel good â€" and it sets the conditions for a really healthy mindset and outlook on life, as well as for healthy thought processes.This can’t be str essed enough!Interested in the rules of kickboxing? We bet you are.

Trust but Confirmation Needed on What You Contribute - Introvert Whisperer

Introvert Whisperer / Trust but Confirmation Needed on What You Contribute - Introvert Whisperer Trust but Confirmation Needed on What You Contribute I read something yesterday that still has me thinking.   It was about “confirmation”.   The point was that when you hear a positive thing, you really want to confirm if it’s true or real but for some reason when you hear something bad you assume it’s true.   We’re kind of confusing creatures, don’t you think? It’s the reason why “social proof” has become almost a requirement these days.   Even I have to collect testimonials from people who have used my programs and gained benefit as part of what I do.   We have sites like Yelp to review restaurants, events and businesses and many other sites doing similar things. Because we have the need to confirm or substantiate the claim of goodness. The burden of proof is on you that you do well and that you add value in your job.   Ha!   Never thought of it that way, did you? Granted, all of this is annoying and kind of a pain.   I know for me, on my grumpier days, it kind of insults me because I think of myself as a good, honest person.   I do what I say I’m going to do and I know the good I’ve done but…   I’m sure you’ve probably had the same thing going on in your head at times. I’ve spoken to people who refused to communicate (or self-promote if you want to think of it like that) their results and good work to the boss.   They are almost indignant in the perspective that its part of the managers job to dig around to find out how you perform.   While I can understand why they might think that, its not how us pesky humans work.   To take the position and refuse to move off of it is not going to serve you in the long run.   The burden of proof of how well you do your job, your expertise and your capabilities is yours alone. Confirmation is an ongoing task as well.   That means you are constantly in need of confirming what you contribute as we have a short memory.   This is all part of your personal brand.   It’s what you do consistently but you must do it on an ongoing basis in order for others to maintain a positive belief about you. Letting others, especially the boss, know what and how you are doing, is never a problem. Go to top Power-Influence-Office Politics: it comes down to your Strategic Relationships and understanding of how you build each one of these elements. I want to help you accelerate your career by connecting you with your Free Instant Access to my video that outlines all of this and meaningful actions you can take today!  Start watching now by clicking here! Brought to you by Dorothy Tannahill-Moran â€" dedicated to unleashing your professional potential. Introvert Whisperer

GMAT Scores Continue to Rise

GMAT Scores Continue to Rise GMAT MBA Admissions Blog This summer at mba.com, the GMAC released new raw scores to percentile guidance based on nearly 800,000 tests administered from 2014-2017. In the newly released time-period, the average overall score out of 800 has risen by more than 4 points to slightly above 556 from just below 552 for the previous period of 2013-2015. Interestingly, this increase can be almost entirely attributed to improvements in the Quantitative section. For the reporting period ending in 2015, the average GMAT Quantitative raw score was 38.91. In this newly reported data, that score has risen by almost a full ½ point to 39.4. Concurrently, the GMAT Verbal average score improved, too, but only at a factor of about one-tenth that of the quantitative improvement â€" from 26.8 to 26.86. As for the lower priority sections that do not count toward the 800 score, the Integrated Reasoning average held steady across reporting periods at 4.23 and the Analytical Writing Assessment average score improved slightly to 4.44. What Do These Percentiles Mean? Obviously, primarily it means that in aggregate prospective MBA students are much more proficient at the quantitative skills the GMAT purports to test than they are at the tested verbal skills. However, for the individual test taker there are several important ramifications: Prioritize Quant to Start: Since the average MBA candidate does so much better on the quantitative section, and the exam is graded on a curve, it’s critically important to focus on Quantitative instruction and practice while aiming to break the 50 percent mark. Verbal Presents an Opportunity: Conversely, because the average GMAT student fares comparatively poorly on the verbal section, improvements on this section can separate a savvy MBA candidate from the applicant pack. Focus on Verbal for 700+: Because fully 40% of all GMAT test takers get a 46+ raw score on the Quantitative section, and anything above a 51 is exceedingly rare in either section, candidates seeking above a 700 must cultivate additional high-end points by improving performance on Sentence Corrections, Critical Reasoning, and Reading Comprehension. Use Your Percentile Score to Study Successfully The GMATPrep software conveniently breaks practice scores down by section. As this score summary clearly shows, not all GMAT 90th percentiles are created equal. No matter what your current score is, remember that raw scores above 51 in the Quantitative section and above 46 in the Verbal are almost statistically impossible due to the adaptive nature of the exam. For this student, that means there is likely only 1 more realistic point of improvement available in the Quant section, but as many as 5-6 points that could still be mined in the Verbal section. The key to GMAT improvement is not only taking as many practice exams as possible, but also using the data from those results to inform how to most effectively allocate your preparation time moving forward. Of course, there are some excellent online GMAT prep options which help you hone in on your weaker areas to more effectively allocate your time. For example, examPal has a system that analyzes the questions you are missing to identify patterns, and then helps you understand how to start approaching the questions differently. Maybe, in time, GMAT students will even focus on the Verbal section enough that we start to see those raw scores even out a bit! About the Author: Stefan Maisnier is the Director of Online Tutoring at MyGuru, and sometimes contemplates the lagging Verbal scores of business school applicants while gazing wistfully at his own Masters of Science in Journalism from Northwestern University.

Learning about English Modal Verbs with Noah The Whale

Learning about English Modal Verbs with Noah The Whale Music fans will know that indie folk music is having a huge revival at the moment thanks to great UK bands like Mumford Sons, Noah The Whale and singers like Laura Marling. After listening to Noah The Whale’s song Five Years Time on my MP3 player a million times and then a million more times on numerous television advertisements, I decided it would be a great way to teach you about Modal Verbs.Modal VerbsModal verbs are particular to Germanic languages. They are auxiliary verbs that give more information about the function of the principal verb following it. However, they do this without participles or infinitives.They generally appear like this in a sentence: Subject + modal verb + principal verb + action.To make things easier, here is a list of modal verbs in their present and (mostly) preterite forms:shall and should must and ought to will and would may and might can and could1. Shall and should Shall is a version of Will. It is more commonly used in British English, but from time to time you might hear it in the U.S. It is generally only used for I and We forms. It generally suggests obligation. It is generally used in the future tense. I shall attend university in the fall. We shall go Maria’s wedding in France.Should refers to an ideal state in the past. In the past, it is followed by the verb to have I should have visited my mother on Sunday. We should have studied for our exams. Should also refers to an ideal state in the future. I really should go visit my mother on Sunday. We should study for our exams.2. Must and ought to Must is another modal verb expressing obligation. It is also used to express expectations and to give orders. We must visit Dad now that he’s ill. You must go to the doctor on Friday to check out that headache.Mostly, ought to is used interchangeably with must: You ought to visit Dad now that he’s ill. You ought to go to the doctor on Friday to check out that headache. 3. Will and would Will can generally be used in the s ame way as shall, but also when there is no sense of obligation involved. I will go to Diana’s house on Tuesday. She will watch television until 3 am if she wants to.Would is slightly more complicated as it can be used in a number of ways: -In a past imperfect sense. I would talk to my mother before bedtime when I lived at home. When looking at something in the future from the past Growing up I knew I would name my daughter Maria. -To be politeI would like that dress in blue please. 4. May and might May is used to express something that could or could not happen and that the speaker/third person is currently thinking about. You will also see that may gives the speaker/third person authority over the action. I may go into town if it doesn’t rain. I may let her borrow my dress if she promises not to ruin it.Might is mostly used interchangeably with may: I might go into town if it doesn’t rain. I might let her borrow my dress if she promises not to ruin it.5. Can and could Can i s one of the most commonly used modal verbs. It suggests that the speaker/third person is able to do something: I can speak Spanish We can go to Peter’s party on Friday if we want. It can reach 30 degrees in summer in Argentina.As the past version of can could is used as follows: I could speak Spanish when I lived in Spain. We could go to Peter’s party every Friday when we wanted to. It could reach 30 degrees in summer in Argentina before global warming. Now it can reach 40 degrees. However, could is also used in a conditional sense: I could go to America if I spoke English. We could take Jenna to the party if she stays with us on Friday. Now listen to the song Five Years Time by Noah The Whale and pick out the modal verbs. We will give you a hint, there are three different uses of modal verbs in the song, though there is one used repeatedly throughout.Click here to listen to/watch the song.Got questions? Email us or ask them in comments below. Sign up for our English classes. Inscribéte para nuestros cursos de inglés. If you found this lesson helpful, feel free to share it on Facebook and Twitter. Rosanna Thanks you Paul to introduce Noah and the whales to me. I would be happier if I could find modal verbs in the song just listening it. I just could find Might some times. But they are so beat , very stonned and happy being drunk.Sun, Sun, Sun Rosanna

Everything you need to know about moving to Hawaii to teach

Everything you need to know about moving to Hawaii to teach Once you've landeda teaching job in Hawaii, you'll need to figure out all of the details of moving to tropical paradise. But don't worry, we're here to help! First off, findingan affordable place to live in Hawaii is one of the biggest challenges for people who live in the Aloha state. With 1.42 million people living across this lovely, but small, archipelago, it is not always easy to find space. If you are super enthusiastic about our hiring opportunities with the Hawaii State Department of Education but are concerned about finding a place to live, then keep reading... Where to live when you first arrive in Hawaii It might be tempting to look ahead and try to find a place online before you even arrive in Hawaii. However, while this is a great idea for building up your general knowledge of the rental market, it could be in your best interest to organize temporary housing for your first few weeks there. True, temporary housing can be expensive and it means you’ll have to move all your stuff again when you find a more permanent place. But spending a few weeks in a temporary home will give you time to get to know the different neighborhoods where you live, visit rental properties in person, and make an informed choice about where you want to settle in the long-term. Check out Airbnb.com for properties to rent in Hawaii by the day, week or month. Working out your accommodations budget The average price for a one-bed apartment in Hawaii is $2,300per month, compared to a U.S. national average of $930, but prices can also vary from island to island. Take a look at the table below for an overview of rental prices in the main city or town on Hawaii’s six main islands. You can expect rents to be slightly cheaper in smaller towns and rural areas. City, Island Average rent for 1-bed apartment Honolulu, Oahu $1,380 Kahului, Maui $1,784 Hilo, Hawaii $1,033 Kapaa, Kauai $1,293 Kaunakakai, Molokai $1,010 Lanai City, Lanai $1,010 Before you sign any rental agreements, make sure you also factor in any extras that aren’t included in the rent. Utility bills are, no surprise, higher in Hawaii than the rest of the U.S. Costs vary depending on which island you’re on and what your personal consumption is, but energy and electricity bills could be up to $40 more expensive per month in Hawaii. And, don’t forget to factor in phone and internet charges so you can keep in touch with all your loved ones back home. Sign up to Teach Away today for access to the latest teaching jobs around the world. How to find a place to live in Hawaii While you can search online or contact realtors before you arrive in Hawaii, your best chances of finding a place is to wait until you are there and can view places in person. Real-life connections can also be incredibly importantâ€"make sure you ask around at your school when you arrive in Hawaii to see if your colleagues have any handy local tips about flat hunting, or know any rooms going. One thing you can do in advance, from the comfort of your own sofa no less, is starting to think about what your priorities are for a living space. As you might have picked up, Hawaii can be an expensive place and it’s possible that you’ll have to make some compromises on accommodations to fit your budget. Maybe you are willing to give up having a yard if you’re just a couple of minutes' walk from the beach. Or maybe you’d be open to having a roommate if it means you get to share a larger living space. Take a look at properties online to get an idea of what’s out there for your budget. With some good planning and a flexible attitude, you’ll be settled into your new home in Hawaii in no time! What to pack when moving to Hawaii Packing for a move from one state to another is no joke. On one hand, you really don’t need to bring all your belongings with you to Hawaii (winter coats, for example!) but on the other, you don’t want to bring so little that you have to shell out re-buying everything when you arrive. Prioritize personal items and climate-appropriate clothes. And remember, you can always get anything you leave behind shipped out to you. Can I bring my pet to Hawaii? Hawaii has strict laws about importing pets, so if you have a furry (or scaly) friend you’d like to move with you to Hawaii, make sure you take some time to read up on the requirements in advance. As a general rule, you should contact Hawaii’s Department of Agriculture at least four months before you plan to move. Remember that as well as taking a flight, your animal will have to spend up to 30 in quarantine when it arrives in Hawaii. Should I ship my furniture to Hawaii? Most apartments in Hawaii are already furnished so you shouldn’t need to bring your own kitchen equipment or furniture with you. Of course, you might want to pack or buy your own towels and sheets. Should I ship my car to Hawaii? Before you make a decision about bringing your car to Hawaii, take a look at where you plan to live and what the other transport options are. Biking can be a great way to get around or there might be public transport that serves the main routes you’ll be using. Oahu, Hawaii, Maui, and Kauai all have public bus services with monthly passes ranging from $40-70. Molokai and Lanai have no public transport. The cost of shipping a car to Hawaii from the U.S. west coast is around $1,100 per standard vehicle. If you do plan to drive in Hawaii you’ll also need to factor in current estimates put the average price of gas in Hawaii at $3.62 per gallon, the second highest price for gas in the U.S. Used cars tend to sell for roughly the same as on the mainland. Connect with Hawaiian residents Another pretty practical way to get some advice on making the move to Hawaii is to join online groups filled with Hawaiian residents who have tips to offer on where to live and how to live in Hawaii. Every island in Hawaii has plenty of Facebook groups where residents mingle, and Reddit has a Hawaii subreddit for you to post questions in. And if you want to connect to other Teach Away educators who are on their way to teach in Hawaii, then join our Teach Away Community on Facebook. The best way to move to Hawaii is to prepare, prepare, and prepare. Then you will show up to the beautiful state without (too many) surprises to handle.

Good Ratings and Positive Reviews Boost the Credibility of Tutor Profiles

Good Ratings and Positive Reviews Boost the Credibility of Tutor Profiles Last year in December TutorZ empowered its tutors to request reviews from students. Since then this new request-review feature has been a tremendous success. Over 100 new reviews were produced with this feature. Tutors are very aware that good ratings and positive reviews boost the credibility of their tutoring profile and steers prospective students to select them over competing tutors. But some tutors were not quite sure how to exactly request these reviews from their students. Granted, requesting reviews involves the execution of five distinct steps. Therefore, TutorZ created a new page explaining the process in a step-by-step fashion. Today on March 10, we are unavailing this page to the public: https://www.tutorz.com/tutor/request-reviews Besides, instructing our tutors to request reviews, this page also experiments with new technology on our site: the jQuery slider: This slider hides the detailed in instructions of the 5 steps until the yellow plus button is clicked upon. Then the slider unfolds revealing the instructions of the specific step. Upon a second click the slider closes. This technique makes the information of the page more easier to digest and makes the page look very slick. Dont you think too?

10 Questions You Have About Student Loans

10 Questions You Have About Student Loans safebee.com Here are 10 questions students typically have about student loans: 1. What different types of student loans are there? Most student loans come in Stafford or Perkins loans. Perkins loans are often more desirable than Stafford loans because of their fixed interest rate (5 percent and doesn’t increase over the years) but have higher eligibility requirements. Perkins loans are also subsidized, which means the government pays your interest while in school and for a short period after. Both are for students with financial need, but unsubsidized Stafford loans can be taken out by any student. 2. How does the interest work? With most loans, you pay interest on top of what you’re paying back. The larger the loan, the more interest you pay on it. Depending on whether your loans are subsidized, the government will pay that interest while you are in school and for a short time afterwards. The interest rates run at about 6.8 percent for Stafford loans and 5 percent fixed for Perkins loans. 3. When do I have to pay them off? A grace period is around six months after you graduate before you must start repaying your loans. Unless you have a special circumstance like joining the military or re-enrolling, you should have the six month grace period. Contact your loan servicer if you believe you’ll have trouble repaying your student loans and they may be able to extend the grace period. 4. What makes them different than a normal loan? Normal loans will acquire interest immediately, while subsidized loan interest may be paid by the government. Also, most loans require credit history while student loans do not. For some, having debt can be seen as a detriment to character, however, few see student loans as a negative. 5. Do my scholarships affect them? It could. If your financial aid, outside scholarships (not from the school), plus student loans and grants exceed your estimated need, the government requires the school to reduce the financial aid it awards you. 6. What is the difference between a loan and a grant? Simply put, loans are money that you have to pay back and grants are money that is given to you and will not have to be paid back. Grants also do not accumulate interest. Grants can be thought of similarly as scholarships. 7. How does work-study play in? A work-study job is an on-campus job paid by the university. It is often given as a form of financial aid. The university keeps an amount of money and pays work-study students out of that fund as a form of helping alleviate expenses. Work-study jobs often result when high quality students apply too late for scholarships, but still have financial need. 8. What happens if I don’t graduate? Depending on when you drop out of college, the amount you owe could change. If you drop out too soon, you may have your federal aid retracted and be left owing more tuition than expected. You will still be required to pay your student loans despite not graduating. Consider going to school part-time to extend the period of repayment; as long as you’re enrolled, your loans will be kept in tact and won’t have to be paid until you’re entirely out of school. 9. What makes me eligible? Financial need is often determined by filling out the FAFSA. It takes in a number of factors to determine your financial need like income, savings, children, and many others. Universities use this to determine how much financial aid you should be awarded. There isn’t a super clear way to determine your financial need without filling this out or something similar. 10. Who do I talk to about loans? Google has lots of answers online and at your fingertips; however, if you seem to be in a special situation, it’s best to seek personal help. Your university has a Financial Office and they will be the people who know the ins and outs of student finances better than anyone. No question is a stupid question. In fact, they’ve probably heard it all before. College can be complicated, but funding it doesn’t have to be. Learning more about student loans can make them seem manageable and far less scary. Ultimately, do your research and know what you’re getting into before the bank statements start to roll in. You’ll thank yourself later. Most of this information was found on www.Debt.org.